Health Care Cost-Shifting Accelerated by Employers

Employers continue to boost employee deductibles, particularly for out-of-network services, as health care costs show no signs of easing, according to a survey released last week.

Twenty-two percent of employers imposed deductibles of at least $1,000 this year for in-network services for their health care plans that had the largest enrollment, up from 16 percent last year and just 8 percent in 2008, according to PricewaterhouseCoopers.

Double that percentage of employers—44 percent—imposed deductibles of at least $1,000 for out-of-network services, up from 29 percent in 2010. As recently as 2008, only about 20 percent of employers imposed deductibles  Continue reading